| Standard Table of Benefits | |
| CMPA Lebanon Standard Products | |
| Program | Mutual Upgraded Plus |
| Geographic coverage | MENA, France |
| In-Hospital: General Conditions | |
| Financial Limitation | Unlimited |
| Other Limitation | 720 days per lifetime |
| Excess/Deductible/Co-Pay/Co-Insurance | None |
| Network | Full, Restricted, Network Variation |
| Guaranteed Renewability | From day 0 between 0 and 46 yrs inclusive, after one year if over 46 yrs |
| International Assistance | |
| Access to Worldwide Network (through IAG) | No |
| Medical Emergency Referral | No |
| Medical Transportation | No |
| Repatriation after treatment | No |
| Repatriation in case of death | No |
| Emergency visit from country of residence | No |
| In-Hospital: General Benefits | |
| Medical, Surgical or Endoscopic Treatment | Covered |
| Emergency Treatment | Covered |
| Appendectomy by Laparoscopic Materials | Covered |
| Pre-Operative Tests | Covered |
| Physiotherapy Treatment related to a Covered Hospitalization | Covered |
| Home Care following Hospitalization | Covered |
| Parental Accomodation | Covered |
| Hospital Daily Indemnity | Not Covered |
| Morgue and Burial Expenses | Covered up to USD 2,000 |
| Uninterrupted Hospitalization | Up to 30 days after policy Expiry |
| In-Hospital: Maternity and Congenital Cases | |
| Delivery (Normal and Ceasarian) | Covered after 1 year |
| Coverage of New Born baby | From day zero |
| Free of Charge Insurance for Eligible New Born | Yes |
| Nursery Boarding Cost | Covered |
| Baby Incubator | Covered for an unlimited no of days irrespective of the mother’s stay at hospital (after registration) |
| Pediatric Consultation | Limited to one per delivery |
| Circumcision if performed during same confinement | Covered |
| Epidural | Covered after 1 year |
| 25 Congenital Cases correctable by surgery | Covered |
| Additional Congenital Cases | Covered |
| Maternity Complications (including Medically Justified Abortion) | Covered |
| Amniocentesis | Covered |
| Abortion Not Medically Mandated | Not covered |
| Guthrie Test | Covered |
| Amnisure Test | Covered |
| In-Hospital: Accidents | |
| Work Related Accidents | Covered |
| Program | Mutual Upgraded Plus |
| Dental and Gum Medical or Surgical Treatment including Prothesis and Disorder of Temporomandibular Joints | Covered |
| Cosmetic and/or Plastic Surgeries | Covered |
| Nose Related Surgeries (Post Accident) | Covered, after accident without waiting period |
| The Cost of All Kinds of Prosthesis | Covered |
| Rehabilitation Post Cardio-Vascular Accident | Covered |
| In-Hospital: Prosthesis (Not Accident Related) | |
| Mesh Related to Hernia Surgeries | Covered up to USD 30,000 per admission |
| Coronary Stent | |
| Cardiac Valve | |
| TVT related to Cystocele | |
| Other Prosthesis | |
| In-Hospital: Organ Transfer and Transplantation | |
| Surgery of Organ Transfer and/or Transplantation | Covered up to USD 60,000 per case per lifetime |
| Surgery of Bone Marrow Transfer and/or Transplantation | Covered up to USD 60,000 per case per lifetime |
| Cornea Transplant (Surgery Cost) | Covered |
| Cornea Transplant (Cost of Transfer – Transportation Fees) | Covered up to USD 2,000 per admission |
| In-Hospital: Cancer | |
| Radiotherapy | Covered |
| Chemotherapy | Covered |
| Surgery | Covered |
| Breast Re-Construction | Covered |
| In-Hospital: Heart Procedures | |
| Angioplasty | Subject to a 3 months waiting period |
| Open Heart | Subject to a 3 months waiting period |
| In-Hospital: Kidney Diseases | |
| Acute Renal Failure | Covered |
| Peritoneal dialysis, Hemodialysis and Arterio Venostomy | Not Covered |
| In-Hospital: Psychatric Illnesses | |
| Mental or Psychiatric Disorders, Nervous Breakdown and Psychological Tests or Evaluations | Psychotic Disorders (e.g. Schizophrenia) are covered up to 30 days per person per year |
| Rest Cures, Sanatorium, Custodial Care and Period of Quarantine | Not Covered |
| In-Hospital: Sexual Diseases, Infertility and Birth Control | |
| Sexually Transmitted Diseases and all related treatments,including HIV | Not covered |
| Birth Control Procedures | Not covered |
| Endometriosis | Not covered |
| Tubal Ligations | Not covered |
| Infertility/Sterility Treatment | Covered |
| Varicocele | Covered |
| In-Vitro and Artificial Insemination | Not covered |
| Sexually Fortifying Treatment, Impotence | Not covered |
| Procedures Related to Change of Sex | Not covered |
| In-Hospital: Sleep Disorder | |
| Sleep Disorder Treatments and Polysomnography | Covered |
| In-Hospital: Other Benefits | |
| Weight Control Procedures and Surgeries | Morbid Obesity Surgery only is covered |
| Suicide and Self-Inflicted Injury | Not covered |
| Alcoholism | Not covered |
| Drug Addiction | Not covered |
